Individual Income Tax Calculator
Estimate your South African individual income tax for the 2027 tax year (1 March 2026 to 28 February 2027). Enter annual amounts in rand. The calculation is an estimate and does not replace a SARS assessment or advice from a registered tax practitioner.
Your details
Travel allowance and vehicle use
For an own vehicle with a fixed travel allowance, enter your full taxable income including the travel allowance. The calculator will deduct the allowable business travel expense. For a company-provided vehicle, exclude the company-car fringe benefit here; the calculator adds it separately.
For an own vehicle, the estimate uses the SARS 2026/27 fixed-cost table and logbook business-use percentage. For a company vehicle, it estimates the taxable private-use fringe benefit. Home-to-work travel is private. The vehicle must be supported by a valid logbook.
Medical expenses and contributions for the full tax year
Enter the total qualifying medical scheme contributions and qualifying out-of-pocket medical expenses for the full 2027 tax year (1 March 2026 to 28 February 2027). Include amounts paid during the entire tax year, not only the first provisional tax period. Exclude expenses reimbursed by a medical scheme.
Annual income
Your estimated result
A positive balance means an estimated amount still payable. A negative balance means an estimated overpayment. Actual SARS results may differ.
This basic calculator uses the published 2027 individual tax brackets, rebates, medical scheme fees tax credits, an estimate of the additional medical expenses tax credit, and an estimated travel allowance/company-car adjustment. The additional medical expenses tax credit is an estimate based on the information entered and SARS qualifying-expense rules; it does not determine whether every expense qualifies. It does not calculate capital gains tax, foreign tax credits, subsistence allowances, rental-loss limitations, donations tax, special deductions, assessed losses, or other complex tax adjustments. The retirement contribution deduction is a simplified estimate and may be limited differently under your circumstances. The 2027 annual deduction cap used here is R430,000. Please contact SW Accountants for a complete calculation.
How to use this calculator
- Use your expected totals for the full 2027 tax year, not monthly amounts.
- Enter the number of people covered by your medical scheme, including yourself where applicable.
- For the individual income tax calculation, enter the full-year medical scheme contributions and qualifying out-of-pocket expenses for 1 March 2026 to 28 February 2027. Keep proof of payment and exclude reimbursed expenses.
- Enter PAYE and provisional tax already paid during the tax year.
- Select your age as at 28 February 2027.
For a more accurate personal tax calculation, assistance with provisional tax or submission of your ITR12 return, contact SW Accountants (Pty) Ltd on 066 579 0369 or sunette@swaccountants.co.za.
Official references: SARS individual income tax rates and rebates · SARS medical tax credit rates.